Free Bankruptcy Assistance
Fast, Confidential and no Obligation
Free Bankruptcy Assistance
Fast, Confidential and no Obligation

How We Can Help You

Bankruptcy Bendigo can help you with everything that you would like to know about going bankrupt. Everyone’s circumstances are unique and require a professional solution. We have put the six most frequently asked questions on this page so you can get a quick and easy answer. If you need more details continue on through our website or simple call us on 1300 818 575.

My House

The thought of losing the family home is the number one reason why people procrastinate going bankrupt. The question that everyone needs to know when considering bankruptcy is if they can keep their family home? The answer is YES in many cases.

To keep it simple its really about the equity you have in the home, or in other words how much your house is worth over and above the mortgage amount. If your house has little to no equity in it, then it very likely you will keep your house as long as you keep paying the mortgage, rates etc.

Naturally there is much more to this story and you will have other questions, feel free to call us on 1300 818 575, to get the exact advice you need about your house.

My Car

The next most often asked question is if you can keep your car if you are bankrupt? The answer to this in many cases is YES! Put simply if your car is currently on finance and you can continue to keep up the payments its very likely you will be able to keep your car.

If you own your car outright and have no finance then you can own a car up to the wholesale value of $7,500.

If either of these two scenarios don’t apply to your car then give us a call on 1300 818 575.

My Business

Will I lose my business if I go bankrupt? The answer in most cases in NO! You can keep your business and file for bankruptcy. This is potentially the most complicated aspect of any bankruptcy. The bottom line is the government does not want you to be unemployed and bankrupt so as a result you can continue as a self employed individual as a sole trader once you are bankrupt. You can no longer be the director of a company for the 3 years you are bankrupt. If you have your own business and need to file for bankruptcy then give us a call on 1300 818 575.

My Income

Bankruptcy unlike Debt Agreements, Personal Insolvency Agreements or Consolidation Loans in most cases you don’t need to pay back the debt unless you earn over certain amounts of income. For example if you earn under $1,050.00 per week in the hand or after tax (net) for the 3 years you are bankrupt then you will never pay a cent towards the debt. If you pay child support or have dependent children then you can earn more. There is a table on the bankruptcy page of this website with greater detail if you want to know more.

My Credit File

Is my credit rating damaged for life? Answer NO! Your credit rating is basically destroyed for the 3 years you are bankrupt. Then after the 3 years you will be considered a discharged bankrupt on your credit file, this means there are plenty of lenders that will help you get a home loan or a car loan etc. To have a perfect credit rating again will take 5 years, or 2 more years after the 3 year bankruptcy period.

How Much will it Cost

Naturally this is not an easy one to answer, as every case we take on is different. Having said in some cases we will help you file for bankruptcy at no charge. That’s right if we can help you do it for FREE then we will help you. In some cases that are simple it will cost $395. There are more complex cases where the cost is more. If you need to get an idea on what your case will cost simply give us a call on 1300 818 575.

Call:1300 818 575

Bankruptcy Bendigo,Bankrupt Bendigo,Insolvency Bendigo We’ll call you: No obligation, first consultation free. Simply fill out the following form for a call back:





Get your FREE copy of the Big 5

Bankruptcy Bendigo,Bankrupt Bendigo,Insolvency Bendigo










Bankruptcy Bendigo,Bankrupt Bendigo,Insolvency Bendigo

Our Clients

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Fusce scelerisque nibh et neque faucibus suscipit. Sed auctor ipsum ut tellus faucibus tincidunt.

Copyright © 2016 Bankruptcy Bendigo.